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By Maureen Gallagher, 02/27/2020
Too often, the focus of umbrella/excess (excess) placements is limit and premium. This is especially true when the excess says, “follow form.” The excess policy is not reviewed because it is assumed all the primary terms and conditions of the primary are the same in the excess. As a general matter,...
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By Nancy N. Hill, 02/20/2020
Equipment Breakdown Coverage Endorsements protect against sudden, accidental and unexpected damage to or breakdown of home systems or appliances, such as HVAC, security, generators, pool equipment, media, smart home and/or other residential equipment. Equipment Breakdown Coverage is meant to supplement your...
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By Kevin Rettberg, 02/12/2020
We are all too familiar with the term: human trafficking. There are those out there, who are committed to the practice of illegally transporting people from one country or area to another, with the purpose of forced labor or exploitation. The purpose of this blog is not to debate or define the types, rather to...
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By Tom Johnson, 02/11/2020
Upgrading your aircraft from one model to the next can be one of the most thrilling aspects of aircraft ownership. Our team members have personally made the leap multiple times from single-engine to multi-engine to turboprop and back, adjusting the fleet as the mission changes. The current trends in aviation...
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By Stephanie Spencer, 02/07/2020
There can be misconceptions about the details of insurance policies. It takes time and attention to secure the right insurance coverage, limits and premiums. Many policyholders do not realize the level of coverage they have or how much liability protection is needed to completely protect their personal assets....
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