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The Human Service Association Workers Compensation Fund (HSAWCF) is a group, self-insured Workers Compensation program. The group's membership consists of non-profit agencies and organizations within the State of Michigan. These non-profit groups are corporations, community chest funds or foundations organized and operated exclusively for charitable, educational or recreational purposes for the promotion of social welfare. Participants of the Fund must be a non-profit Michigan Corporation with a 501c(3) status.
The mission of HSAWCF is to provide efficient, competitively priced, quality Workers Compensation coverage to qualified non-profit corporations with 501c(3) status.
Michigan Assisted Living Association (MALA) is the leader in advocacy, education, and resources for providers of assisted living, independent living, vocational, and other community-based services. MALA is a nonprofit organization representing 4,200 programs serving 40,000 individuals statewide. MALA members offer services to a wide range of consumers including: persons with developmental disabilities, psychiatric disabilities, physical disabilities or closed head injuries as well as persons who are elderly.
The Associated Builders and Contractors of Michigan Self-Insured Workers Compensation Insurance Fund is one of the most attractive membership benefits of the ABC. All ABC of Michigan members are eligible to apply for this plan.
The plan is owned by ABC of Michigan members and adminstered by Regency Group. This plan is like no other in that it returns profits to the fund's members annually.
- Over $5.8 Million Returned Since 1995
- Members Average a 36% Return of Premium
- Over 300 Corporations Participating
- Industry-specific Loss Control & Safety Services
- Aggressive Claims Handling with Member Involvement Encouraged
- Stringent Underwriting Guidelines Designed to Screen High-Risk Applicants
- Membership required with Associated Builders & Contractors of Michigan
For more information visit: www.abcmi.com
CAM Workers' Compensation Program (CAM-COMP)
CAM-COMP is a group self-insured workers' compensation program designed for and operated by the construction industry. Premiums not needed to pay claims, along with investment income, are returned to the CAM-COMP participant.
In 2008, CAM-COMP provided Workers' Compensation Group Self Insurance to 350 contractor employers, and their annual collected premium was six million dollars. Loss ratios continued to be very favorable, and resulted in substantial premium refunds to the CAM-COMP membership equaling 45 million dollars, a 30% average return per year.
CAM-COMP provides superior services to its membership, which in turn reduces both workers' comp claims and loss ratios. Services include: expert claims consultants who provide aggressive "Fair But Firm" claims handling to include licensed detectives, workers' comp defense attorneys, and immediate licensed nurse assistance to the injured.
For more information visit: www.camcomp.net
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